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mortgage process questions. Please feel free to
contact us with any questions you don't find here.
A: Depending on your individual circumstances and with
your cooperation it can take as little as a week to 10
days. The average is between 1 and four weeks.
Q: Are we required to pay all of the closing costs out of
pocket?
A: No, usually the appraisal and credit report (if needed)
are the only out of pocket expenses. All other costs can
be rolled directly into your loan.
Q: Why should we choose ADVANTAGE Mortgage
Funding?
A: Unlike banks, we offer several hundred different
programs for you to choose from. This will allow you to
choose what program best fits your needs instead of the
bank choosing for you. Our rates are extremely
competitive and the quality of service truly is unbeatable.
Q: Will I be working with several people at ADVANTAGE
Mortgage Funding throughout the process?
A: No, you are assigned a Loan Officer the day you
contact us or you are contacted. They will be your point
of contact throughout the entire process. Should you
have any questions with anything , before and after the
closing of your loan, then please feel free to call your
Loan Officer.
Q: Is it difficult to obtain a loan with ADVANTAGE
Mortgage Funding if I had credit issues, etc... in the past?
A: No, we look for ways to make loans not turn them
down. This is where our abundance of loan programs
and multiple funding partners really help out. We have
an extremely high approval ratio.
Q: What sets ADVANTAGE Mortgage Funding apart from
other lenders?
A: Our professional staff, quick turnaround time, and our
honest approach to your situation. We quote accurate
information and bring you to the closing table with you
knowing exactly what you are receiving. This is why we
like to obtain information at our initial point of contact.
Q: Is it possible to be pre-approved before we find a
home?
A: Yes, it is very possible. It is also an excellent idea. It
lets you know the exact amount of home you can afford
and gives you more leverage when negotiating a price
with the seller
